Tuesday, 29 March 2011
Saturday, 12 March 2011
Overtime!!
The last week of February I clocked in 82 hours in just 7 days! I think I'm going to calm down now as I don't want to kill myself but truth be told, I've done much fewer hours this week and I feel more tired than when I was doing that crazy week. Since the day after valentines I've only had one day off and was really looking forward to what I thought was 2 days off next week but I've checked my diary and I'm actually working those 2 days next week and the days off are the week after :-S Don't know how this happened! Hmm gonna be a bit more careful with my diary I think.
All this work and I've been neglecting gym so I need to get back on it! I'm going to allow my master plan for financial freedom for the min and go back to working reasonable hours. I'd like to look back and this and remember Saturday March 5th 2011 as the day my hard work paid off majorly. I was in Hull and spent almost an hour on hold........
All this work and I've been neglecting gym so I need to get back on it! I'm going to allow my master plan for financial freedom for the min and go back to working reasonable hours. I'd like to look back and this and remember Saturday March 5th 2011 as the day my hard work paid off majorly. I was in Hull and spent almost an hour on hold........
Tuesday, 18 January 2011
The seven ten
I've had an really great evening tonight :-) My gf has an interview tomorrow and I've every confidence she's gonna absolutely smash it! Mum surprised and cooked us delicious somosas and now I can't sleep. Have a 7am-1opm shift tomorrow and I'm keen to impress the owner. I feel sleepy and all I'm wondering right now is when I can lay my butt on a deck chair again.........zzzzzzzzzzz
Friday, 14 January 2011
Utterly penniless
Have more work booked in February than I have in Jan! Found myself having Monday to Thursday off this week...ah well at least I got to see my accountant to get all my tax sorted. I use Abdul @ Shipleys Accountants and he's been a legend with saving me a ton of tax. I've gone the limited company route and I'm shocked at how much saving I'm going to make as well as the improved cash flow from not having to pay tax upfront twice a year. I was getting really excited about investing about £9,000 in some shares but I've had to give it all to my dad tonight...I owed him coz he payed my mortgage for me when I was just starting out and I conveniently forgot about it. Looks like I'm going to have to do some solid shifts over the coming months if I'm going to afford that diamond! A small chain pharmacy has asked if I would do a six month locum stint for them and fingers crossed I get it as I'll be able to work close to home and no more getting up so early and getting home late. God I've just remembered that time I did an 8am-11pm shift at a healthcentre pharmacy but set off the surgery alarm by trying to use the toilet in the surgery walkthrough when there was just 10 mins left. Never been so gutted in my life! Had to get the alarm people out to reset it and didnt get home till 2am. The longest day ever!!
Wednesday, 5 January 2011
Road to £100million
I thought I'd start this year by reminding myself what I've been up to in the past year. I've travelled to Marrakech, Turkey and Spain. I have visited many new cities here in England. I left my job as a store manager in June to become a locum and I've really learned a lot about the accounting side of things and cash flow especially with all my heavy outgoings. I bought an audi a4 cabriolet in january which I absolutely love and have enjoyed taking it all over the country. Last but not the least, I've decided who that person is that I want to spend the rest of my life with (no proposal yet though!)
Now everyone who knows me knows that I wanna be able to leave £100million to charity. I've only been qualified a year and a half and whilst I feel I'm a competent pharmacist there's still a lot for me to learn on the business side of things. It's not just business but how money actually works and what wealth really is and how do you build it without a business. I'm currently reading "The richest man in Babylon" by George S. Clayson. Once of the lessons is "a part of all you earn is yours to keep". Everyone saves but the savings are usually to buy other things like pay for a wedding or a car or a house so end up being spent and not really yours to keep. What the author suggests is you save 10% of every penny you earn for life. Those savings should be reinvested to further multiply. We can all live off 90% of our salaries and if we really think about it some of our monthly outgoings can be reduced by getting better deals or better yet eliminated so it's not that hard.
I will need to save for wedding costs too but these savings will be spent and will not be mine to keep. Therefore this year I plan to save £5000 of wealth which I will will invest in stocks by the end of the year. I am also reading "The Slight Edge" by Jeff Olsen. He says if I read 10 pages at day by the end of the year I could have read almost a dozen books to increase my knowledge. Well I've set myself a daily minimum target of 20 pages and seeing as I have around 40 books on my shelf about business, finance, personal development etc I better get started asap!
Also I would like to drop about 8kg. My weight has crept up to 95kg since locuming so I wanna get back down to my normal weight of 88kg. I'm going to blog updates on my progress.
Im going to propose to my gf this year! We plan to build a well in Africa after our honeymoon. You see all this wealth I want is so I can create a charitable foundation that deals with inequalities I feel strongly about and my excuse thus far in life has been I wanna do it bigger and better when I'm in the position. By doin this after we get married I'll at least feel like I've made a start on what's going to be an incredible journey. Im hoping to work with wateraid and if anyone has any experience with doing a similar project I'd be delighted to hear from them :-)
Now everyone who knows me knows that I wanna be able to leave £100million to charity. I've only been qualified a year and a half and whilst I feel I'm a competent pharmacist there's still a lot for me to learn on the business side of things. It's not just business but how money actually works and what wealth really is and how do you build it without a business. I'm currently reading "The richest man in Babylon" by George S. Clayson. Once of the lessons is "a part of all you earn is yours to keep". Everyone saves but the savings are usually to buy other things like pay for a wedding or a car or a house so end up being spent and not really yours to keep. What the author suggests is you save 10% of every penny you earn for life. Those savings should be reinvested to further multiply. We can all live off 90% of our salaries and if we really think about it some of our monthly outgoings can be reduced by getting better deals or better yet eliminated so it's not that hard.
I will need to save for wedding costs too but these savings will be spent and will not be mine to keep. Therefore this year I plan to save £5000 of wealth which I will will invest in stocks by the end of the year. I am also reading "The Slight Edge" by Jeff Olsen. He says if I read 10 pages at day by the end of the year I could have read almost a dozen books to increase my knowledge. Well I've set myself a daily minimum target of 20 pages and seeing as I have around 40 books on my shelf about business, finance, personal development etc I better get started asap!
Also I would like to drop about 8kg. My weight has crept up to 95kg since locuming so I wanna get back down to my normal weight of 88kg. I'm going to blog updates on my progress.
Im going to propose to my gf this year! We plan to build a well in Africa after our honeymoon. You see all this wealth I want is so I can create a charitable foundation that deals with inequalities I feel strongly about and my excuse thus far in life has been I wanna do it bigger and better when I'm in the position. By doin this after we get married I'll at least feel like I've made a start on what's going to be an incredible journey. Im hoping to work with wateraid and if anyone has any experience with doing a similar project I'd be delighted to hear from them :-)
Friday, 11 April 2008
Transporting in Bangalore
My friend Novtej complained that I hadn't updated this blog in quite a while and I was just browsing my holiday pics this evening when I came across this AMAZING snap! I remember I was being driven to a mall in Bangalore and on the way, I see this dude who had managed to load up a ton of gear on a small bike. It was one of those WTF moments!!! If you tried this down here they'd throw your ass in jail for breaking every rule in the book. How he was able to secure all that stuff on a two wheeled object is unbelievable but it has to be commended!
Tuesday, 25 December 2007
Testing 1..2..3!
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